AI still needs an eye to protect against cyberattack

AI still needs an eye to protect against cyberattack

By KIMBERLEY LONG

The challenges of regulatory compliance and cyber protection are making financial institutions think more creatively. Machine learning and greater data sharing might be the future of digital banking security.

FX: Market struggles to interpret global code

FX: Market struggles to interpret global code

By PAUL GOLDEN

The Global Foreign Exchange Committee (GFXC) is trumpeting the fact more than 100 market participants have made statements of commitment to the FX global code, but these organizations face obstacles to maintain adherence, according to consultants.

Sideways: The ties between Wall Street, regulators and White House

Sideways: The ties between Wall Street, regulators and White House

By JON MACASKILL

If the Securities and Exchange Commission (SEC) does decide to weigh in on the issue of whether or not Blackstone’s trading in Hovnanian debt and default swaps constitutes market manipulation, it will revive questions about SEC chairman Jay Clayton’s ties to Goldman Sachs.

G20 ministers wrestle with cryptocurrency oversight

G20 ministers wrestle with cryptocurrency oversight

By SOLOMON TEAGUE

Finance ministers and central bankers at the G20 have called for greater global coordination in their approach to cryptocurrencies, but that looks a remote prospect when different regulatory bodies in the same country cannot agree a strategy.

Alipay offers some lessons on open banking

Alipay offers some lessons on open banking

By PETER LEE

China is going cashless and cardless fast, with hundreds of millions of wealthy consumers leaping ahead to mobile wallets and providing some valuable insights for the possible future of open banking in Europe.

China: Foreign banks breathe easier

China: Foreign banks breathe easier

Life for foreign banks in China should be easier now that the China Banking Regulatory Commission (CBRC) has made important changes to the rules governing their activities that should create a more level playing field.

PBoC shines in regulatory shake-up

PBoC shines in regulatory shake-up

China is bringing its banking and insurance watchdogs under one roof, and experts say the People’s Bank of China (PBoC) is the real winner, with an even broader mandate.

FCA-CFTC cooperation: Is there a sandbox in the US’s future?

FCA-CFTC cooperation: Is there a sandbox in the US’s future?

By PAUL GOLDEN

Euromoney looks at the approach taken by regulators to encouraging fintech innovation in North America, after the announcement of a formal information exchange arrangement between the UK’s Financial Conduct Authority (FCA) and the US Commodity Futures Trading Commission (CFTC).

Mifid implementers run head first into GDPR

Mifid implementers run head first into GDPR

By GRAHAM BIPPART

Collect everything and store it for ever, or only collect some data and destroy it as soon as possible? That is the question facing bank compliance officers struggling with Mifid II and GDPR.

CFTC’s concerns about FX industry annoy pros

CFTC’s concerns about FX industry annoy pros

By PAUL GOLDEN

Comments made by the US regulator at an FX industry event in Miami in February have raised the hackles of some market participants over the thorny issue of ghost or phantom liquidity.

Payments legislation not working for SMEs

Payments legislation not working for SMEs

By KIMBERLEY LONG

Efforts to improve the speed of payments being made to small and medium-sized enterprises (SMEs) has not seen success, so technology might be used to fill the gap.

PSD2 deadline catalyst for bank action

PSD2 deadline catalyst for bank action

By KIMBERLEY LONG

In the month since the deadline of the second Payment Services Directive (PSD2), there has been little obvious change in how banks are allowing companies and consumers access to their customer accounts. This does not mean all banks have been standing still.

Whistleblowing: still a risky business

Whistleblowing: still a risky business

By FARAH KHALIQUE

Industry experts on whistleblowing have been lobbying hard for reform, but it is still often the case that whistleblowers with the best of intentions have found themselves in legal grey areas, ending up blacklisted, bankrupt and unable to work in the City again.

Special focus

AT1 capital/CoCo bonds: what you should know

AT1 capital/CoCo bonds: what you should know

Additional tier-1 (AT1) securities and contingent convertible capital instruments, known as CoCo bonds, absorb losses when the capital of the issuing financial institution falls below a supervisor-determined level.

Volcker rule: special focus

Volcker rule: special focus

Probably the single most controversial post-crisis piece of financial regulation, the Volcker rule has been blamed with hampering liquidity and has been criticized as virtually unenforceable.

TLAC: what you should know

TLAC: what you should know

We explain the FSB's total loss-absorbing capacity requirements for global systemically important banks (G-Sibs).