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Fintech

Fintech: Deposit Solutions shows potential of open banking

Open banking might soon become the new standard for retail deposits in Europe as growth accelerates at the German platform service.

Three months on from the passage in Europe of the second Payment Services Directive (PSD2) and most customers still have no idea that they are living in the bright new age of open banking

Caroline_Plumb-160x186

Caroline Plumb,
Fluidly

Caroline Plumb, founder and chief executive of Fluidly, a cash-flow modelling provider for small and medium-sized enterprises (SMEs), sounded a little disappointed at the Innovate Finance Global Summit in London.

“People were talking about this big-bang moment when the world was going to change and everything would be different, but at best it’s going to be a slow burn,” she says. “It may even be a damp squib. Let’s see. It could require years of progress.”

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