Banking: Generation tech rent

Banking: Generation tech rent

April 11, 2019

Capital markets banks are investing heavily in technology, partly in response to the threat from fintech disruptors but also just to keep their businesses running. As their revenues come under pressure, they are starting to think about adding a new stream – selling technology.

Innovators drove the markets – what drives them now?

Innovators drove the markets – what drives them now?

April 11, 2019
By MARK BAKER

Capital markets bankers have spent much of the last five decades dreaming up products to help clients and themselves make money, but is process, which has largely taken a back seat, now becoming the battleground?

Capital markets: Turning art into science

Capital markets: Turning art into science

April 11, 2019
By PETER LEE

Pricing new issues on intuition and market feel is ancient history – artificial intelligence and algorithms are setting the market price for credit, using factors and correlations humans can guess but not follow. Is AI the latest black box risk that will bring illiquid credit markets low or could it make them more efficient?

India banking: Data show RBL the way

India banking: Data show RBL the way

March 19, 2019
By ELLIOT WILSON

RBL Bank has been transformed over the last decade, from parochial local lender to a second-tier bank with genuine national scale. Its investment in digital and data analytics, and its focus on financial inclusion, suggests it isn’t finished yet.

Sri Lanka dawdles in digital

Sri Lanka dawdles in digital

March 19, 2019
By ELLIOT WILSON

Its local banks have invested heavily in technology, but many customers still prefer the old-fashioned ways: paper ledgers and physical tellers. And while the country’s fintech industry is filled with promise, it remains stuck in first gear.

India's fintech needs to break free

India's fintech needs to break free

March 19, 2019
By ELLIOT WILSON

The country’s fintech sector has enormous potential, but it is being hobbled by a host of factors, from inconsistent regulations to a damaging credit crunch affecting local non-bank finance companies.

Bangladesh: The City Bank goes all-in on digital

Bangladesh: The City Bank goes all-in on digital

March 18, 2019
By ELLIOT WILSON

A new chief executive is busy rolling out a bold strategy to make it the country’s biggest lender, with the help of some of the savviest names in the business – bKash, Grameenphone and China’s Ant Financial Services.

Tech investments bear fruit for global transaction banks

Tech investments bear fruit for global transaction banks

March 13, 2019
By KANIKA SAIGAL

New data collected by business intelligence provider Coalition show that in 2018 global transaction banking recorded the highest revenues since 2010 – and bankers believe this is largely down to the fact that investment in tech is finally paying off.

Sea sells Sea shares on the NYSE

Sea sells Sea shares on the NYSE

March 08, 2019
By CHRIS WRIGHT

The performance of the share price in Sea was unusually strong; part of the reason is the magic name Tencent on the shareholder register.

Digital retail: Latin America’s banking revolution

Digital retail: Latin America’s banking revolution

March 06, 2019
By BEN EDWARDS

The region’s leading banks produce some of the best numbers in the global industry, and success in retail banking – and a hard-learned approach to risk management – are core; could the growth of digital banking bring a new era of change?

Sideways: JPM Coin – to ubiquity and beyond!

Sideways: JPM Coin – to ubiquity and beyond!

February 28, 2019
By JON MACASKILL

JPMorgan is trying to advance its master plan for global fintech domination with a discipline that is often lacking in a sector better known for wildly over-promising than actually delivering practical solutions.

Hungary’s MKB restructures around digital

Hungary’s MKB restructures around digital

February 12, 2019
By LUCY FITZGEORGE-PARKER

Can the combination of core banking system replacement and a pioneering fintech programme help re-privatized lender MKB Bank leapfrog its rivals in the Hungarian market in the race for technological supremacy?

How digital is transforming CEE banking

How digital is transforming CEE banking

February 11, 2019
By LUCY FITZGEORGE-PARKER

Banks in emerging Europe have long outperformed many of their western peers in the race for digitalization – now a handful of pioneers are taking it to the next level and using technology to transform the banking landscape across the region.

Special focus

Quick read: European banking’s digital experiment

Quick read: European banking’s digital experiment

September 18, 2018

European bank chief executives speak obsessively to Euromoney about new and rebooted digital banking arms – read on for a guide to Dominic O’Neill’s in-depth examination of the strategy and rationale behind these projects, and their chances of success.

Blythe Masters: Special focus

Blythe Masters: Special focus

January 31, 2018

Blythe Masters became CEO of Digital Asset Holdings in 2015 after 27 years at JPMorgan, where she was credited as the creator of the credit default swap (CDS).

Fintech and innovation: special focus

Fintech and innovation: special focus

July 20, 2017

From cloud technology to cashless payments, digital currencies to P2P networks, mobile banking to FX robots… financial institutions worldwide are looking to lead technological advances while also trying to keep up with them.