China's Leaders in Fintech 2017

China's Leaders in Fintech 2017

Forget the impression that China’s banks are out-dated and too traditional – they are rapidly embracing the importance of technology and often partnering with the country’s disruptors to modernize their products, services and business performance. Here are the leaders in Chinese fintech.

How Paytm went big on Indian demonetization

How Paytm went big on Indian demonetization

India’s biggest fintech has doubled its user base in a year and is on track to have 500 million customers by 2020. It is backed by Ant Financial and Softbank and spurred by state policy on financial inclusion. How far can Paytm go?

Fintech: Conventional investors tiptoe up to cryptocurrency

Fintech: Conventional investors tiptoe up to cryptocurrency

As retail and high net-worth investors embrace cryptocurrency, delta one synthetics allow institutionals to allocate to this new asset class, but sceptics say that cryptocurrency is an immature market. They warn that catastrophic losses in crypto could destabilize the regular equity, commodity, debt and currency markets.

Bitcoin falls victim to its own success

Bitcoin falls victim to its own success

As investors seek to allocate to cryptocurrency in bigger size, delays in processing blocks, limits on file sizes and increasing electricity consumption expose disagreements among those behind it and lead to high volatility.

CME to launch bitcoin futures

CME to launch bitcoin futures

The more mainstream banks pour scorn on cryptocurrency, the greater their investing clients’ interest in new investment products for taking exposure in regulated markets.

Bond custodians seek value from customer data

Bond custodians seek value from customer data

BNY Mellon and HSBC hope that, in an illiquid fixed income market with no registry of beneficial owners, their asset management clients may benefit from alerts about other counterparties wishing to buy or sell bonds.

A bridge to blockchain scepticism

A bridge to blockchain scepticism

I realize my mistake within minutes of sharing with a colleague the notice from Dentacoin of the first blockchain solution for the global dental industry, including its own cryptocurrency token to pay for dental care products on a new trading platform.

Banking jumps to post blockchain

Banking jumps to post blockchain

Tearing out the old plumbing of the global payments system and switching to distributed ledger is an enormous and potentially risky transition that could take a decade or more, but there may be an easier way to capture efficiency.

Delta-one securities for cryptocurrency

Delta-one securities for cryptocurrency

As more retail and high-net-worth investors embrace cryptocurrency, lightly structured delta-one synthetics now allow institutional investors to allocate to a new asset class.

Investment banking goes crypto

Investment banking goes crypto

In the month when Jamie Dimon dismissed cryptocurrency as a fraud, there was a string of new breakthroughs in banking on blockchain and Euromoney caught first sight of a crypto investment bank.

Special focus

Fintech and innovation: special focus

Fintech and innovation: special focus

From cloud technology to cashless payments, digital currencies to P2P networks, mobile banking to FX robots… financial institutions worldwide are looking to lead technological advances while also trying to keep up with them.