China takes a swipe at the fintech sector

China takes a swipe at the fintech sector

By ELLIOT WILSON

Beijing has spent years sitting back and encouraging its powerful fintech firms to create and innovate. But it is starting to crack down on parts of an industry that it feels may have grown too far too fast, starting with peer-to-peer lenders.

Payments move into the next generation

Payments move into the next generation

By KIMBERLEY LONG

As treasurers and banks grapple with the arrival of real-time payments and open banking, tech companies are looking at the next phase of payment developments.

Fintechs get organised

Fintechs get organised

By KIMBERLEY LONG

The rise of fintechs is global, but they are at risk of isolation through regulation. Two firms want to stop that before it happens.

The dark heart of banks’ digital transformation

The dark heart of banks’ digital transformation

By SIMON BRADY

Banks already have the largest attack surfaces and face the widest range of attackers and attack types of any businesses. Now with their strategies dependent on rapid digital transformation, they are exposing themselves to a potentially existential threat on an ever-expanding cyber battlefield.

Cybersecurity: A different kind of banker

Cybersecurity: A different kind of banker

By SIMON BRADY

The cybersecurity challenge has forced banks to hire a new breed of professional, often from national security services. But cultural issues can make staffing a cyber team difficult

Banks lead the fight against cyber risk

Banks lead the fight against cyber risk

By SIMON BRADY

Risk management is in banks’ DNA. They have some of the largest cyber-risk management teams and budgets around – and senior management is taking the threat seriously. But are the banks secure? Can they drive cybersecurity down the supply chain?

Investors grapple with cyber risk

Investors grapple with cyber risk

By ANDREW CAPON

Fund managers understand that cybersecurity is one of the biggest threats to banks. They don’t yet have the tools to properly assess it. But if the data drought were to end, cyber-strategies could become an integral part of their investment decisions

Fintech: The cold, hard facts of bitcoin mining

Fintech: The cold, hard facts of bitcoin mining

By CHRIS WRIGHT

Soviet military bunkers in Kazakhstan and portable houses in Siberia linked up to the plumbing: Bitcoin mining is moving in some interesting directions that will become even more diverse as China cracks down on its domestic industry.

Latin America’s new geopolitical reality

Latin America’s new geopolitical reality

By ROB DWYER

Professor Niall Ferguson visited São Paulo in April to address Itaú’s annual MacroVision conference, and found time to sit down with Euromoney to talk fintech, social media and trade. In particular he focused on China and how it will impact Latin America’s future.

Energy market might beat banking onto blockchain

Energy market might beat banking onto blockchain

By PETER LEE

Banks are proving so slow to collaborate on blockchain protocols that could reduce costs in financial markets that it almost looks as if they wish to profit from persistent inefficiency.

Special focus

Fintech and innovation: special focus

Fintech and innovation: special focus

From cloud technology to cashless payments, digital currencies to P2P networks, mobile banking to FX robots… financial institutions worldwide are looking to lead technological advances while also trying to keep up with them.