Gulf regulators push for modernization

Gulf regulators push for modernization

By OLIVIER HOLMEY

The Middle East’s financial centres are keen to collaborate on fintech, in an effort to catch up with US, UK and Asian markets. But with rich pickings on offer, there is also stiff competition to establish fintech dominance.

G20 ministers wrestle with cryptocurrency oversight

G20 ministers wrestle with cryptocurrency oversight

By SOLOMON TEAGUE

Finance ministers and central bankers at the G20 have called for greater global coordination in their approach to cryptocurrencies, but that looks a remote prospect when different regulatory bodies in the same country cannot agree a strategy.

Mobile money services make waves in Myanmar

Mobile money services make waves in Myanmar

By ELLIOT WILSON

Seven years ago, the country had virtually no formal banking sector. Now, its clunkier commercial lenders face extinction thanks to the arrival of exciting new mobile money services whose mission is to march onwards and upwards.

BKash builds a payments system for the future

BKash builds a payments system for the future

By ERIC ELLIS

Kamal Quadir has transformed financial services for the poor in Bangladesh with bKash. The mobile payments system is shaping up to be a great success story. Here’s how a child of independence put it together.

Alipay offers some lessons on open banking

Alipay offers some lessons on open banking

By PETER LEE

China is going cashless and cardless fast, with hundreds of millions of wealthy consumers leaping ahead to mobile wallets and providing some valuable insights for the possible future of open banking in Europe.

Fintech maturity fostering strong bank developments

Fintech maturity fostering strong bank developments

By KIMBERLEY LONG

Banks are working increasingly closely with large software and fintech companies to improve internal efficiency, but there is still progress to be made in understanding what both parties can gain.

Amazon provides glimpse of the future of banking

Amazon provides glimpse of the future of banking

By KIMBERLEY LONG

Transaction automation and open banking can help banks to strengthen customer relationships, especially as fintechs are encroaching on their traditional services – but the sector has been slow to adapt.

Why SME banking may spawn the industry’s next big winners

Why SME banking may spawn the industry’s next big winners

By PETER LEE

Most new challengers are attacking retail, but a few ingenious startups are moving into the more fragmented and poorly served small business market. It is here that concepts of open banking and banking as a platform may first become real.

FCA-CFTC cooperation: Is there a sandbox in the US’s future?

FCA-CFTC cooperation: Is there a sandbox in the US’s future?

By PAUL GOLDEN

Euromoney looks at the approach taken by regulators to encouraging fintech innovation in North America, after the announcement of a formal information exchange arrangement between the UK’s Financial Conduct Authority (FCA) and the US Commodity Futures Trading Commission (CFTC).

Afterpay puts sexy into payments

Afterpay puts sexy into payments

By ERIC ELLIS

From late-night beginnings in suburban Sydney, a new payments system is transforming shopping down under – and possibly beyond. Meet the two entrepreneurs behind this fintech hotshop.

Japan’s FSA defends approach after Coincheck fraud

Japan’s FSA defends approach after Coincheck fraud

By CHRIS WRIGHT

The Coincheck cryptocurrency fraud has rocked Japan, which had been the first country in the world to build a regulatory environment for crypto exchanges. The FSA regulator briefs Euromoney on how it built its rules and what Coincheck means for the future.

Why DBS’s cost-income ratio is going up

Why DBS’s cost-income ratio is going up

By CHRIS WRIGHT

DBS is all about digitization bringing costs down, but Thursday’s numbers show a reversal. It’s caused by the acquisition of ANZ’s wealth business in Asia.

Asia totters on its cryptocurrency stance

Asia totters on its cryptocurrency stance

By CHRIS WRIGHT

The region is a vital part of the world crypto community, mostly as investor and miner. But Korea and China have turned against virtual currencies, though Japan, despite recent setbacks, may have the answer.

Fintech: Up bit creek

Fintech: Up bit creek

By CHRIS WRIGHT

A bitcoin conference on a Thai beach, part of a cryptocurrency cruise, is quite a thing. Libertarian in outlook and cool in attendee, these are bitcoin’s true believers. But as the price of bitcoin tumbled in January, why were they still partying like it’s $19,999?

Bitcoin bonanza: the rise of regulation

Bitcoin bonanza: the rise of regulation

By FARAH KHALIQUE

The latest cryptocurrency price crash is shining the spotlight on the regulation of these borderless, digital currencies, but the rules differ wildly from country to country; global super-regulator IOSCO is set to make an announcement.

Special focus

Fintech and innovation: special focus

Fintech and innovation: special focus

From cloud technology to cashless payments, digital currencies to P2P networks, mobile banking to FX robots… financial institutions worldwide are looking to lead technological advances while also trying to keep up with them.