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Automated transactions removing cash-flow uncertainties

The automation of sophisticated treasury methods by assessing data flows is enabling expanding companies to reduce the uncertainty around cash flows and FX rates.

The ability to sweep funds into an account is a treasury process taken for granted by more sophisticated corporates.

Increasing automation and detailed data analysis now allows companies that might lack strong treasury operations, but have an expanding remit of international payments, to benefit from these account structures.

JPMorgan has developed ‘just-in-time’ funding to push local currency payments from one central account.

Rolled out globally in June, it removes the need for companies to hold accounts in each country of operation. Treasurers are able to view their cash balances from a single account and in one currency.

The cash held in this central account might come from across the company’s international operating divisions.

Phillip Lindow,

Phillip Lindow, global head of liquidity and escrow services at JPMorgan, says traditional cash management methods support the concentration of the cash, but just-in-time goes a step further, explaining: “The cash is only deployed when the company needs to make a payment, helping manage multiple currency exposures and transact more efficiently.”

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