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OPINION

Quotes of the year 2016

“We are a bank. We are a regulated entity. We don’t have much latitude in what we do”

John Cryan, co-CEO of Deutsche Bank, knows his options are limited as he tries to halt the bank’s decline [March]



“If you want to talk about banking, you have to first talk about regulators and central banks. And until monetary policy starts working, then banks will continue to struggle, as will economies”

Billionaire investor Wilbur Ross doesn’t see much value in banks in the current environment – and now he’s about to become Donald Trump’s Commerce Secretary [May]



“It’s been so long that people have forgotten what it’s like to run a bank in a positive rate environment. Obviously the equity markets are expressing some doubts about how the industry is going to face those challenges”

Doubts that are helping to keep the share price of Barclays at well below book value – just one of the challenges that new CEO Jes Staley faces [June]



“I have customers in the bank who have to be led by the hand to give their left thumb impression. When you dispense the money, you have to tell them the amount orally, because they can neither read nor write”

Arundhati Bhattacharya, chairman of SBI, outlines some of the unique challenges she faces in running India’s biggest bank – on which many of its poorly-educated people rely [September]





“Presumably there were people at Blockbuster Video who used to say that Netflix was too slow. The tipping point still came. And it came quite fast”

Adi Ben-Ari, co-founder of Applied Blockchain, says that a hard fork could be coming in the relationship between fintech and the capital markets [December]