The material on this site is for financial institutions, professional investors and their professional advisers. It is for information only. Please read our Terms & Conditions, Privacy Policy and Cookies before using this site.

All material subject to strictly enforced copyright laws. © 2021 Euromoney, a part of the Euromoney Institutional Investor PLC.
Awards

Latin America's best bank for SMEs 2018: Banregio Grupo Financiero


Awards for Excellence 2018


Banks throughout Latin America have been seeking to increase their exposure to the small and medium-sized enterprise segment in recent years. Not only is it good diversification and a good potential source of larger corporate clients in the future, it also pays well. 

The margins are often closer to those found in consumer portfolios than on large corporates. But while the attraction is obvious, it is not an easy addition, both in terms of originating a book of business or pricing the risk.

One bank that has been doing it well for a long time is Mexico’s Banregio Grupo Financiero. About 80% of the bank’s total credit portfolio is lent to SMEs. Investors love the bank’s expertise in the segment (the NPL ratio is just 1.7%) and its results. In 2017, the bank increased its net interest margin by 70bp to 6.3% and NIM of total loans was 6.8%. 



You have reached premium content. Please log in to continue reading.

Read beyond the headlines with Euromoney

For over 50 years, our readers have looked to Euromoney to stay informed about the issues that matter in the international banking and financial markets. Find out more about our different levels of access below.

SUBSCRIBE ONLINE TODAY

Unlimited access to Euromoney.com and Asiamoney.com

Expert comment, long reads and in-depth analysis interviews with senior finance professionals

Access the results of our market-leading annual surveys across core financial services

Access the results of our annual awards, including the world-renowned Awards for Excellence

Your print copy of Euromoney magazine delivered monthly

£73.75 per month

Billed Annually

FREE 7 DAY TRIAL

Unlimited access to Euromoney.com and Asiamoney.com, including our top stories, long reads, expert analysis, and the results of our annual surveys and awards

Sign up to any of our newsletters, curated by our editors

LOGIN NOW

Already a user?

We use cookies to provide a personalized site experience.
By continuing to use & browse the site you agree to our Privacy Policy.
I agree