The material on this site is for financial institutions, professional investors and their professional advisers. It is for information only. Please read our Terms & Conditions, Privacy Policy and Cookiesbefore using this site. Please see our Subscription Terms and Conditions.

All material subject to strictly enforced copyright laws. © 2022 Euromoney, a part of the Euromoney Institutional Investor PLC.

Back to the finance future

October 21 was a monumental day in history. It was a day celebrated across the globe. A day that some had waited over 25 years for. It was Back to the Future Day.

Back to future, front end, doc brown

News outlets published lists of what the 1980s film franchise had speculated we would see in 2015. Some of its correct predictions were: video chat, biometric recognition and even the use of drones. Among the things that unfortunately have not come true (yet) were: flying cars, sleep-inducing alpha-rhythm generators, self-adjusting laces and accurate weather reports.

Writer/director Robert Zemeckis didn’t focus too much of his crystal ball onto the future of the finance industry when the film was released in 1989. He probably would not have predicted that US banks would have still been charging almost $5 each time you use an ATM, or that bank leaders could still be chairman of the board and chief executive of the firm.

And he certainly did not foresee the invention of blockchain. But that got us thinking: the technology behind bitcoin is so ahead of its time, and the identity of its inventor is still unknown. Is now the time to unmask Doc Brown as the brains behind it? 

You have reached premium content. Please log in to continue reading.

Read beyond the headlines with Euromoney

For over 50 years, our readers have looked to Euromoney to stay informed about the issues that matter in the international banking and financial markets. Find out more about our different levels of access below.


Unlimited access to and

Expert comment, long reads and in-depth analysis interviews with senior finance professionals

Access the results of our market-leading annual surveys across core financial services

Access the results of our annual awards, including the world-renowned Awards for Excellence

Your print copy of Euromoney magazine delivered monthly

£73.75 per month

Billed Annually


Unlimited access to and, including our top stories, long reads, expert analysis, and the results of our annual surveys and awards

Sign up to any of our newsletters, curated by our editors


Already a user?

We use cookies to provide a personalized site experience.
By continuing to use & browse the site you agree to our Privacy Policy.
I agree