Shinhan’s Cho on life at 40

Shinhan’s landmark anniversary comes as its chairman tries to navigate an unpredictable global environment, the threat of big technology in Korea and the opportunities of expansion in Vietnam.

Chairman Cho Yong-byoung has seen it all at Shinhan Financial Group – pretty much literally. He joined Shinhan Bank in 1984, just two years after the bank’s 1982 reestablishment (its predecessor, Hanseong Bank, dates back to 1897). After stints as a branch manager and in human resources, planning, global business and retail, he became president and chief executive of the bank in 2015 and the broader group in 2017.

The firm turns 40 this year and has been delivering well, with a 17.7%

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