The material on this site is for financial institutions, professional investors and their professional advisers. It is for information only. Please read our Terms & Conditions, Privacy Policy and Cookies before using this site. Please see our Subscription Terms and Conditions.

All material subject to strictly enforced copyright laws. © 2022 Euromoney, a part of the Euromoney Institutional Investor PLC.


Australia I China I Hong Kong I India I Indonesia I Japan I Malaysia I Mongolia I Pakistan I Philippines I Singapore I Taiwan I Thailand

BEST BANK: Public Bank
BEST M&A HOUSE: Aseambankers

Public Bank is the best bank in Malaysia by some distance and with the government seemingly bent on removing all other viable competitors save monolithic government-linked institutions, it might remain the only credible candidate for years to come.

That is not to take anything away from a bank that has recorded 39 years of uninterrupted profitability. In fiscal 2005 it returned record profits of $560 million on asset growth of more than 20%, a return on assets of 2% and a return on equity of 21.4%. Public Bank operates at an exceptionally low cost-income ratio of 36.7% and boasts the lowest non-performing loans of any bank in Malaysia, at 1.7%. Core capital is 11.4%.

Public Bank operates more than 250 branches across Malaysia and offers a full banking service. However, it is especially strong as a retail and consumer finance bank, consistently winning market share from competitors in mortgages, vehicle financing and retail/SME loans.

You have reached premium content. Please log in to continue reading.

Read beyond the headlines with Euromoney

For over 50 years, our readers have looked to Euromoney to stay informed about the issues that matter in the international banking and financial markets. Find out more about our different levels of access below.


Unlimited access to and

Expert comment, long reads and in-depth analysis interviews with senior finance professionals

Access the results of our market-leading annual surveys across core financial services

Access the results of our annual awards, including the world-renowned Awards for Excellence

Your print copy of Euromoney magazine delivered monthly

£73.75 per month

Billed Annually


Unlimited access to and, including our top stories, long reads, expert analysis, and the results of our annual surveys and awards

Sign up to any of our newsletters, curated by our editors


Already a user?

We use cookies to provide a personalized site experience.
By continuing to use & browse the site you agree to our Privacy Policy.
I agree