Best bank: Qatar Islamic Bank
In 2025, Qatar Islamic Bank (QIB) delivered high-quality growth alongside practical improvements in customer journeys. The bank successfully linked digital investment to better customer acquisition and stronger everyday usage.
By expanding end-to-end onboarding, QIB reduced friction for segments that can become long-term relationships. The Bedaya account enabled eligible students to open accounts fully through the mobile app, whilst QIB Lite simplified access for domestic workers and other underserved customers, and QIB Junior created a supervised proposition for children and teenagers.
Together, these launches widened access, shortened time to account opening and gave QIB earlier and broader entry points into household financial relationships.
QIB also strengthened its position as the primary bank for daily money movement, enhancing its capabilities through Fawran – the central bank’s instant payments system – to include retail-to-corporate transfers and improved instant payment utility for consumers and businesses.
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