Santander CIB has been reshaping its transaction banking operations across Latin America around the needs of multinational and large domestic companies. Its focus in 2025 was on reducing the complexity of cross-border treasury management while expanding digital payments and working capital financing.
Latin America’s fragmented payment systems, foreign exchange rules and regulatory requirements influenced the bank’s investment priorities during the review period Approximately 68% of its total cash management investment went to the region, with regional investment up 91% year-on-year.
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