Nigeria’s best transaction bank 2026: Stanbic IBTC Bank

Stanbic IBTC’s transaction banking revenue growth in 2025 was supported by increased platform adoption, new virtual-account capabilities and more tailored liquidity and collections solutions. 

The bank strengthened its digital offering by improving API and host-to-host connectivity with corporate ERP systems and expanding virtual-account services to automate reconciliation. It also added real-time monitoring and reporting to Business Online, its digital banking platform for corporate clients. 

These improvements supported a 31% year-on-year increase in cash management revenue.

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