Awards for Excellence national winners 2026: Bulgaria

Group level

Best bank: UniCredit Bulbank

UniCredit Bulbank delivered a strong performance in 2025, supported by increased investment in digital capabilities and improvements to the customer journey.

The bank saw significant financial growth, with retail loans increasing by 28% to €5.5 billion in 2025 and retail deposits rising by 21% to €8.2 billion, supporting a 17.5% increase in total assets and net profit of BGN903 million ($527 million). This growth was driven by continued lending momentum, including a 25% increase in retail lending and 32% growth in mortgages.

Digitalisation remained central to both growth and customer outcomes, with mobile active users growing by approximately 10% to exceed 800,000, equivalent to roughly 75% of the customer base.

Access this research

Enter your work email address to sign in or check whether your organisation already has access to Euromoney.