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Zagrebacka banka

Privredna Banka Zagreb

It's always a tight call between Zagrebacka banka, Unicredit's Croatian subsidiary, and Privredna banka Zagreb, Intesa's subsidiary. The banks are usually neck and neck, particularly in bond deals. However, the award goes to Zagrebacka banka this year because it made more money, with net profit of about €130 million, compared with PBZ's €88 million.

Zagrebacka dominates key markets, such as the mortgage market, in which it has a 40% share; the mutual funds market, in which it also has a 40% share; and the online banking market, in which it has a 47% share.

Privredna banka Zagreb takes the award for best debt house. It was the only Croatian bank to be in the lead syndicate for the $400 million five-year syndicated loan facility for INA, which was the largest corporate loan ever from Croatia. PBZ is also the market leader in govern

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