Best bank: OTP Bank
OTP Bank’s 2025 performance combined broad financial growth with continued investment in digital distribution, product development and customer experience across retail and SME banking.
Profit before tax rose 15% year-on-year in the first nine months, supported by a 12% increase in net interest income and improved margins, as deposit growth continued to fund balance sheet expansion. At the same time, retail lending volumes accelerated in a growing market, with new mortgage production increasing 23% to new highs, and strong momentum in cash loans and subsidised lending programmes supporting overall household loan growth.
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