Best bank 2025: Citi
Citi has been selected as Costa Rica’s best bank 2025, demonstrating significant achievements in financial performance, a robust operational model and an expansive portfolio that caters extensively to retail and corporate clients alike.
The bank’s financial strength is underscored by a 2024 return on equity of 42.47% and a net income of $50.1 million, supported by a remarkable 0% non-performing loan ratio for seven consecutive years. Citi’s capital adequacy ratio reached 26.06%, reflecting its robust financial health and prudent risk management.
Citi’s leadership in digital banking is evident through its advanced platforms such as CitiDirect® and CitiConnect®, offering seamless integration, real-time treasury solutions and biometric security. The bank’s pioneering move to become Costa Rica’s first branchless and cashless bank in 2025 further highlights its commitment to innovation.
Additionally, Citi’s role in de-dollarisation deals and cross-currency swaps demonstrates its strategic importance in national financial stability. With a strong focus on digital transformation, sustainable finance and global connectivity, Citi Costa Rica continues to redefine excellence in banking.
Best investment bank 2025: Citi
Citi has reaffirmed its leadership in Costa Rica’s financial sector, earning the title of best investment bank 2025. With a legacy of excellence and a global footprint, Citi continues to deliver sophisticated capital markets solutions tailored to the region’s evolving needs.
In 2024, Citi played a pivotal role in landmark transactions across Latin America, showcasing its deep advisory capabilities and execution strength. Notably, Citi acted as joint bookrunner in Colombia’s largest-ever international bond issuance, a $3.64 billion deal that attracted over $11.5 billion in orders. This success underscored Citi’s ability to structure and place complex sovereign debt instruments with global investors.
Citi also led high-profile corporate deals, including Ecopetrol’s $1.85 billion bond issuance and a $200 million revolving credit facility for Avianca, reinforcing its role as a trusted adviser to the region’s top corporates. Its leadership extended to social finance, granting $100 million in SME financing to Colombian banks, aligned with Citi’s $500 billion global social finance commitment.
By combining global reach with local expertise, Citi continues to set the standard in investment banking across Latin America, cementing its position as Costa Rica’s premier partner for strategic financial solutions.
