Best bank 2025: OP Financial Group
OP Financial Group rode 2024 with standout financial momentum, bold sustainability milestones and tech-driven customer experiences that surpassed expectations across Finland’s banking landscape.
The bank’s operating profit surged 21% to €2.486 billion ($2.89 billion) as rising rates and tight cost control lifted net interest income, while capital adequacy remained a hallmark of resilience with a CET1 ratio of 21.5%, around eight percentage points above regulatory minima. Momentum was strong in retail banking: OP retained almost 40% of Finland’s deposit market and 39% of the home-loan market and rewarded its 2.1
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