For most clearing banks, growth is measured in the money they hold and the payments they process. ClearBank’s achievement in 2025 was changing the economics behind that growth. As transaction volumes and deposits climbed, the UK challenger generated a greater share of income from fees, while taking its technology-led model into European markets and corporate banking.
This matters for a business that has built its position by offering banks and fintechs direct access to clearing, accounts and embedded banking services through APIs.
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