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The dinosaurs of the banking world have seen the threat from crypto and plodded ahead of it. While there is no simple choice yet for fast and cheap cross-border payments – rather there remains an inherent tradeoff between speed and cost – near instant domestic payments are the new reality.
“The digital transformation has accelerated in the payments space as across every other banking service,” Shahrokh Moinian, head of wholesale payments in Europe, the Middle East and Africa at JPMorgan, tells Euromoney.
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