It has been a tough, but illuminating, year. Banks have been tested and, in the main, not found wanting.
Digital adoption has soared as office workers fled home to work. In Beijing, China took the hammer to its financial technology champions. On the political front, there was disharmony and discord. Europe and the UK continued a painful separation; the US fell out with itself.
But there was one ray of light – and it was bright. On August 13, Israel and the United Arab Emirates signed a peace deal that aims to normalize state-to-state relations between the two nations.
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