There is so much excitement around the potential for artificial intelligence and machine learning in finance to transform the way credit is priced, capital is allocated and products are sold that it requires a clear head to separate the conceptual debate over long-term possibilities from the reality of what is actually going on.
In July, Christopher Woolard, executive director of strategy and competition at the UK’s Financial Conduct Authority (FCA), spoke at The Alan Turing Institute’s AI ethics in the financial sector conference.
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