Andrew Garner

Chairman and founder, Garner International

Andrew Garner: rates Horby’s
move as his most satisfying job
.

Meet Andrew Garner, founder of blue-chip executive search firm Garner International and secret weapon of HBOS.

When Bank of Scotland lost out to Royal Bank of Scotland for NatWest three years ago, few foresaw that a later merger with Halifax to form HBOS would create one of the most successful UK bank groups.

Commentators focused on a management triumvirate of chief executive James Crosby plus Andy Hornby and Phil Hodkinson, who respectively run HBOS’s retail and insurance and investment businesses.

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