| Peter Seah | ||||||
The First step in building a strong bank is to have a strong, defined franchise. Each of Singapore’s banks can claim some success in one or two areas. Keppel TatLee is the strongest in small- and medium-enterprise banking, DBS has the most account holders and dominates the local capital markets, UOB has done well in unit trusts, OUB in stockbroking, OCBC in insurance through its Great Eastern subsidiary. But none has a really strong franchise worthy of a domestic, let alone regional, leader.
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