What keeps them awake at night

It's the job of senior managers in banks to identify, worry about and make contingency plans for future shocks. Brian Caplen asks two of them how they do it

Fears of the next Chernobyl

Derek Wanless, group chief executive of Britain’s NatWest Bank, is concerned about environmental risk

What is the biggest risk for your bank?

Credit risk is still the most significant risk to NatWest, alongside systemic risk. Credit risk is about looking after NatWest. Systemic risk is about the ability to do business with all the major financial institutions in the world, conscious that our exposures to some of these would massively outweigh our exposure to any corporate.

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