Banks still have much work to do to convince investors they are running the right business models capable of delivering returns as regulators turn the screw on leverage, risk weights and total loss absorbing capacity. Litigation costs remain a big uncertainty. Banks must upgrade their technology to survive even as more advanced disruptive challengers snap at their market share. But banks could still get it right, if they better manage risk, control costs and wait for business volumes to look up.
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Regulators still calling the shots If systemic risk in the banking system really has been reduced as much as chief executives say, why are regulators set to have an even greater impact in 2015? |
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Banks struggle to find the right model Banks need new sources of revenue or will remain chained to the wheel of endless cost cutting as they face continuing uncertainty about how to best allocate their capital. |
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