Sacombank is Vietnam’s leading FX institution thanks to its strong performance and customer-centric solutions throughout the review period. In a challenging economic year, Sacombank achieved a remarkable FX net gain, contributing nearly 4% of total income.
The bank’s cost-to-income ratio also improved, reflecting operational efficiency driven by real-time FX execution platforms and automated loan origination. FX volumes rose by a 10th year-on-year, powered by the Sacombank Pay app and expanded digital capabilities.
Sacombank’s FX client base surged, with digital retail FX clients increasing sevenfold and SME/corporate clients increasing by nearly 50%.
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