| Rank |
Rank |
|
Country |
Period ended |
Total Capital ($m) |
Capital growth (%) |
Total Assets ($m) |
Asset growth (%) |
Net Profit ($m) |
Profit growth (%) |
Return on equity (%) |
Return on assets (%) |
| 1996 |
1995 |
|
|
|
|
|
|
|
|
|
|
|
| 1 |
2 |
National Commercial Bank |
Saudi Arabia |
12/96 |
2,044,016 |
5.26 |
21,162,876 |
4.28 |
244,328 |
30.66 |
11.95 |
1.15 |
| 2 |
4 |
Arab Banking Corporation |
Bahrain |
12/96 |
1,971,000 |
8.65 |
22,988,000 |
8.10 |
162,000 |
8.72 |
8.22 |
0.70 |
| 3 |
3 |
Riyad Bank |
Saudi Arabia |
12/96 |
1,955,189 |
2.64 |
14,425,795 |
-0.30 |
215,909 |
5.89 |
11.04 |
1.50 |
| 4 |
5 |
Arab Bank Group |
Jordan |
12/96 |
1,402,459 |
10.61 |
15,903,449 |
10.41 |
197,740 |
17.70 |
14.10 |
1.24 |
| 5 |
6 |
Al-Rajhi Banking & Investment Corp |
Saudi Arabia |
12/96 |
1,273,998 |
6.62 |
8,619,934 |
5.28 |
331,145 |
8.02 |
25.99 |
3.84 |
| 6 |
7 |
National Bank of Kuwait |
Kuwait |
12/96 |
1,181,497 |
2.08 |
13,066,391 |
0.89 |
228,667 |
8.16 |
19.35 |
1.75 |
| 7 |
8 |
Saudi American Bank (Samba) |
Saudi Arabia |
12/96 |
1,152,609 |
5.88 |
11,023,374 |
1.06 |
246,020 |
-14.03 |
21.34 |
2.23 |
| 8 |
10 |
National Bank of Dubai |
UAE |
12/96 |
980,158 |
0.44 |
6,154,165 |
4.58 |
98,175 |
2.88 |
10.02 |
1.60 |
| 9 |
11 |
Libyan Arab Foreign Bank |
Libya |
12/95 |
764,745 |
2.06 |
8,001,795 |
36.87 |
4,264 |
87.20 |
0.56 |
0.05 |
| 10 |
12 |
Saudi British Bank |
Saudi Arabia |
12/96 |
747,801 |
4.32 |
8,204,425 |
17.92 |
124,199 |
15.33 |
16.61 |
1.51 |
| 11 |
14 |
Arab National Bank |
Saudi Arabia |
12/96 |
741,538 |
5.81 |
8,951,120 |
5.33 |
123,136 |
11.46 |
16.61 |
1.38 |
| 12 |
13 |
Al-Bank Al-Saudi Al-Fransi |
Saudi Arabia |
12/96 |
738,709 |
4.27 |
7,690,120 |
6.38 |
80,453 |
-14.71 |
10.89 |
1.05 |
| 13 |
15 |
Qatar National Bank |
Qatar |
12/96 |
731,057 |
8.87 |
4,473,687 |
-5.46 |
89,974 |
13.80 |
12.31 |
2.01 |
| 14 |
16 |
Gulf International Bank (GIB) |
Bahrain |
12/96 |
652,510 |
8.21 |
8,982,910 |
6.52 |
94,500 |
5.23 |
14.48 |
1.05 |
| 15 |
21 |
Abu Dhabi Commercial Bank |
UAE |
12/96 |
604,063 |
15.62 |
4,030,802 |
9.75 |
98,636 |
20.64 |
16.33 |
2.45 |
| 16 |
22 |
Emirates Bank International |
UAE |
12/96 |
578,476 |
16.58 |
4,300,212 |
1.73 |
104,136 |
20.11 |
18.00 |
2.42 |
| 17 |
18 |
Crédit Populaire du Maroc |
Morocco |
12/96 |
572,045 |
0.50 |
6,511,477 |
-0.33 |
65,909 |
33.04 |
11.52 |
1.01 |
| 18 |
19 |
National Bank of Abu Dhabi |
UAE |
12/96 |
568,161 |
6.37 |
7,730,532 |
21.20 |
85,479 |
45.98 |
15.04 |
1.11 |
| 19 |
23 |
National Bank of Egypt |
Egypt |
6/96 |
545,535 |
11.10 |
13,891,541 |
9.47 |
38,314 |
30.08 |
7.02 |
0.28 |
| 20 |
20 |
Gulf Bank |
Kuwait |
12/96 |
536,233 |
1.25 |
5,404,135 |
11.20 |
99,330 |
16.32 |
18.52 |
1.84 |
| 21 |
27 |
Investcorp Bank |
Bahrain |
12/96 |
516,056 |
12.48 |
1,742,771 |
0.12 |
87,225 |
24.08 |
16.90 |
5.00 |
| 22 |
25 |
Burgan Bank |
Kuwait |
12/96 |
492,601 |
3.54 |
3,220,481 |
1.57 |
34,863 |
29.55 |
7.08 |
1.08 |
| 23 |
26 |
Saudi Cairo Bank |
Saudi Arabia |
12/96 |
481,212 |
3.07 |
4,311,026 |
-13.80 |
47,620 |
-15.93 |
9.90 |
1.10 |
| 24 |
24 |
Commercial Bank of Kuwait |
Kuwait |
12/96 |
458,575 |
-5.01 |
3,802,251 |
-6.13 |
55,067 |
105.74 |
12.01 |
1.45 |
| 25 |
30 |
United Saudi Comm Bank |
Saudi Arabia |
12/96 |
458,497 |
11.84 |
3,156,915 |
8.11 |
90,880 |
10.56 |
19.82 |
2.88 |
| 26 |
31 |
MashreqBank |
UAE |
12/96 |
441,177 |
12.61 |
4,159,270 |
10.93 |
95,475 |
8.09 |
21.64 |
2.30 |
| 27 |
28 |
Alahli Bank of Kuwait |
Kuwait |
12/96 |
416,383 |
-5.17 |
3,929,581 |
-9.87 |
20,171 |
32.79 |
4.84 |
0.51 |
| 28 |
34 |
Banque Marocaine du Comm Extérieur |
Morocco |
12/96 |
408,750 |
22.22 |
3,952,273 |
-1.43 |
41,590 |
17.03 |
10.17 |
1.05 |
| 29 |
29 |
Banque Commerciale du Maroc |
Morocco |
12/96 |
383,614 |
-6.93 |
3,680,341 |
4.70 |
69,977 |
14.41 |
18.24 |
1.90 |
| 30 |
33 |
Banque Misr |
Egypt |
6/96 |
372,591 |
3.51 |
14,052,463 |
9.31 |
18,862 |
12.35 |
5.06 |
0.13 |
| 31 |
37 |
Kuwait Finance House |
Kuwait |
12/96 |
367,828 |
22.91 |
4,733,752 |
1.42 |
109,283 |
8.28 |
29.71 |
2.31 |
| 32 |
59 |
Saudi Investment Bank (SAIB) |
Saudi Arabia |
12/96 |
339,578 |
147.64 |
2,531,599 |
18.40 |
33,268 |
46.34 |
9.80 |
1.31 |
| 33 |
39 |
Saudi Hollandi Bank |
Saudi Arabia |
12/96 |
320,781 |
10.32 |
4,479,121 |
6.58 |
43,098 |
-201.08 |
13.44 |
0.96 |
| 34 |
35 |
Banque Nationale Agricole |
Tunisia |
12/96 |
320,683 |
-2.66 |
3,044,056 |
-4.98 |
19,487 |
26.11 |
6.08 |
0.64 |
| 35 |
42 |
Commercial International Bank |
Egypt |
12/96 |
318,892 |
26.23 |
3,234,317 |
41.02 |
71,210 |
10.87 |
22.33 |
2.20 |
| 36 |
38 |
Arab International Bank |
Egypt |
6/96 |
312,115 |
4.60 |
2,264,327 |
-2.54 |
13,737 |
4.34 |
4.40 |
0.61 |
| 37 |
40 |
Banque du Caire |
Egypt |
6/96 |
270,360 |
6.36 |
7,215,820 |
4.40 |
20,631 |
27.35 |
7.63 |
0.29 |
| 38 |
43 |
Bank of Kuwait and the Middle East |
Kuwait |
12/96 |
268,719 |
8.19 |
2,971,026 |
-6.15 |
19,064 |
101.52 |
7.09 |
0.64 |
| 39 |
41 |
Bank of Alexandria |
Egypt |
6/96 |
264,168 |
4.51 |
5,858,777 |
4.76 |
14,610 |
18.10 |
5.53 |
0.25 |
| 40 |
36 |
Crédit Populaire d'Algérie |
Algeria |
12/96 |
264,000 |
-15.49 |
6,568,000 |
-5.29 |
12,000 |
130.90 |
4.55 |
0.18 |
| 41 |
46 |
Arab Bank for Inv and Foreign Trade |
UAE |
12/96 |
263,296 |
12.13 |
1,379,498 |
12.93 |
44,004 |
12.62 |
16.71 |
3.19 |
| 42 |
45 |
National Bank of Bahrain |
Bahrain |
12/96 |
246,827 |
3.13 |
2,280,293 |
-5.10 |
33,311 |
28.49 |
13.50 |
1.46 |
| 43 |
44 |
*Industrial Bank of Kuwait |
Kuwait |
12/96 |
244,174 |
0.00 |
1,170,172 |
3.10 |
43,343 |
36.27 |
17.75 |
3.70 |
| 44 |
49 |
Abu Dhabi Investment Company |
UAE |
12/96 |
240,858 |
7.21 |
1,495,397 |
11.15 |
16,657 |
-8.37 |
6.92 |
1.11 |
| 45 |
51 |
Wafabank |
Morocco |
12/96 |
234,774 |
14.80 |
2,364,478 |
13.12 |
27,501 |
15.54 |
11.71 |
1.16 |
| 46 |
48 |
Kuwait Real Estate Bank |
Kuwait |
12/96 |
233,776 |
3.18 |
1,239,458 |
3.94 |
19,804 |
49.90 |
8.47 |
1.60 |
| 47 |
50 |
United Gulf Bank |
Bahrain |
12/96 |
222,425 |
0.43 |
349,774 |
-6.34 |
15,663 |
2.17 |
7.04 |
4.48 |
| 48 |
55 |
Commercial Bank of Dubai |
UAE |
12/96 |
206,458 |
14.54 |
1,064,321 |
17.69 |
38,798 |
18.17 |
18.79 |
3.65 |
| 49 |
52 |
Bank of Bahrain & Kuwait |
Bahrain |
12/96 |
204,237 |
2.95 |
2,017,968 |
2.24 |
24,101 |
12.56 |
11.80 |
1.19 |
| 50 |
53 |
Bahrain International Bank |
Bahrain |
12/96 |
199,756 |
2.49 |
640,770 |
6.87 |
21,126 |
15.46 |
10.58 |
3.30 |
| 51 |
100 |
Jordan National Bank |
Jordan |
12/96 |
191,210 |
250.53 |
888,578 |
48.60 |
n/m |
n/m |
0.00 |
0.00 |
| 52 |
56 |
Crédit du Maroc |
Morocco |
12/96 |
165,339 |
1.43 |
1,371,214 |
-4.92 |
18,470 |
14.12 |
11.17 |
1.35 |
| 53 |
63 |
Dubai Islamic Bank |
UAE |
12/96 |
155,568 |
41.59 |
1,936,585 |
15.26 |
15,307 |
46.06 |
9.84 |
0.79 |
| 54 |
47 |
Banque Nationale d'Algérie |
Algeria |
12/96 |
142,384 |
-38.52 |
4,073,830 |
-0.87 |
7,428 |
25.58 |
5.22 |
0.18 |
| 55 |
66 |
National Bank of Oman |
Oman |
12/96 |
141,624 |
36.22 |
1,178,044 |
28.29 |
30,910 |
77.34 |
21.83 |
2.62 |
| 56 |
67 |
Faysal Islamic Bank of Bahrain |
Bahrain |
12/96 |
141,256 |
12.05 |
355,973 |
-3.29 |
17,571 |
13.68 |
12.44 |
4.94 |
| 57 |
58 |
Oman Housing Bank |
Oman |
12/96 |
139,477 |
0.38 |
385,880 |
4.69 |
5,186 |
-17.43 |
3.72 |
1.34 |
| 58 |
- |
Bank Al-Jazira |
Saudi Arabia |
12/96 |
139,226 |
2.76 |
1,184,600 |
-5.85 |
3,742 |
2,960.04 |
2.69 |
0.32 |
| 59 |
57 |
Arab African International Bank |
Egypt |
12/96 |
138,430 |
-5.13 |
1,154,959 |
2.72 |
5,608 |
-53.53 |
4.05 |
0.49 |
| 60 |
61 |
Misr International Bank (MIBANK) |
Egypt |
12/96 |
136,522 |
18.48 |
2,667,043 |
6.17 |
37,413 |
47.85 |
27.40 |
1.40 |
| 61 |
89 |
Egyptian American Bank |
Egypt |
12/96 |
129,597 |
92.25 |
1,203,205 |
11.74 |
26,727 |
9.51 |
20.62 |
2.22 |
| 62 |
80 |
Banque du Liban et d'Outre-Mer |
Lebanon |
12/96 |
129,078 |
66.03 |
3,043,321 |
63.88 |
27,090 |
53.81 |
20.99 |
0.89 |
| 63 |
62 |
National Bank of Fujairah |
UAE |
12/96 |
121,428 |
6.01 |
582,518 |
19.72 |
16,692 |
19.76 |
13.75 |
2.87 |
| 64 |
68 |
Bahrain Middle East Bank |
Bahrain |
12/96 |
121,222 |
24.37 |
645,954 |
40.35 |
10,144 |
81.73 |
8.37 |
1.57 |
| 65 |
60 |
Société Tunisienne de Banque |
Tunisia |
12/96 |
117,017 |
-7.28 |
2,351,425 |
2.11 |
16,568 |
0.82 |
14.16 |
0.70 |
| 66 |
64 |
Housing Bank |
Jordan |
12/96 |
114,623 |
4.49 |
1,602,577 |
2.97 |
11,766 |
-11.53 |
10.26 |
0.73 |
| 67 |
65 |
TAIB Bank |
Bahrain |
12/96 |
108,650 |
3.82 |
333,569 |
8.69 |
10,403 |
7.50 |
9.57 |
3.12 |
| 68 |
72 |
Middle East Bank |
UAE |
12/96 |
107,505 |
21.48 |
421,157 |
11.75 |
19,007 |
17.79 |
17.68 |
4.51 |
| 68 |
73 |
Banque Audi |
Lebanon |
12/96 |
106,159 |
23.46 |
1,513,847 |
14.18 |
16,909 |
33.99 |
15.93 |
1.12 |
| 69 |
69 |
Al-Ahli Commercial Bank |
Bahrain |
12/96 |
105,463 |
8.60 |
629,782 |
9.71 |
15,370 |
11.26 |
14.57 |
2.44 |
| 70 |
82 |
Oman International Bank |
Oman |
12/96 |
98,117 |
30.77 |
1,022,863 |
21.84 |
23,381 |
51.37 |
23.83 |
2.29 |
| 71 |
71 |
National Bank of Umm Al-Qaiwain |
UAE |
12/96 |
95,866 |
4.32 |
379,867 |
11.73 |
16,224 |
11.78 |
16.92 |
4.27 |
| 72 |
84 |
Byblos Bank |
Lebanon |
12/96 |
92,041 |
26.19 |
1,429,706 |
38.05 |
24,162 |
64.10 |
26.25 |
1.69 |
| 73 |
78 |
National Bank of Ras Al-Khaimah |
UAE |
12/96 |
91,636 |
17.05 |
394,159 |
-1.88 |
5,682 |
-48.37 |
6.20 |
1.44 |
| 74 |
94 |
Union Bancaire pour le Comm et l'In |
Tunisia |
12/96 |
91,560 |
53.10 |
748,619 |
-5.61 |
26,206 |
31.56 |
28.62 |
3.50 |
| 75 |
74 |
Oman Int'l Dev & Inv Company |
Oman |
12/96 |
89,706 |
9.13 |
577,168 |
12.29 |
15,828 |
10.57 |
17.64 |
2.74 |
| 76 |
75 |
Banque de Dev Econ de Tunisie |
Tunisia |
12/96 |
86,560 |
5.07 |
815,617 |
-3.23 |
6,469 |
10.83 |
7.47 |
0.79 |
| 77 |
74 |
Emirates Industrial Bank |
UAE |
12/96 |
85,520 |
2.49 |
199,257 |
5.42 |
4,806 |
-12.60 |
5.62 |
2.41 |
| 78 |
70 |
Banque Int'l Arabe de Tunisie |
Tunisia |
12/96 |
84,925 |
-11.38 |
1,718,516 |
1.46 |
11,804 |
89.62 |
13.90 |
0.69 |
| 79 |
83 |
Suez Canal Bank |
Egypt |
12/96 |
80,367 |
7.84 |
1,649,665 |
0.25 |
14,321 |
25.69 |
17.82 |
0.87 |
| 80 |
- |
Fransabank |
Lebanon |
12/96 |
79,414 |
44.90 |
1,401,161 |
32.44 |
27,121 |
61.64 |
34.15 |
1.94 |
| 81 |
79 |
Doha Bank |
Qatar |
12/96 |
79,282 |
1.40 |
1,035,996 |
11.24 |
9,317 |
3.12 |
11.75 |
0.90 |
| 82 |
91 |
Bank Muscat Al-Ahli Al-Omani |
Oman |
12/96 |
79,160 |
20.88 |
1,063,948 |
20.33 |
18,874 |
21.09 |
23.84 |
1.77 |
| 83 |
85 |
Commercial Bank of Qatar |
Qatar |
12/96 |
76,686 |
5.98 |
885,074 |
21.25 |
13,022 |
27.68 |
16.98 |
1.47 |
| 84 |
77 |
Arab Tunisian Bank |
Tunisia |
12/96 |
73,251 |
-7.90 |
776,516 |
15.31 |
7,377 |
8.52 |
10.07 |
0.95 |
| 85 |
92 |
Inv Bank for Trade and Finance |
UAE |
12/96 |
73,117 |
12.80 |
444,619 |
7.34 |
12,384 |
5.34 |
16.94 |
2.79 |
| 86 |
88 |
Bahraini Saudi Bank |
Bahrain |
12/96 |
71,782 |
4.93 |
359,032 |
7.35 |
8,157 |
10.17 |
11.36 |
2.27 |
| 87 |
87 |
Misr Exterior Bank |
Egypt |
12/96 |
65,462 |
-7.77 |
1,096,265 |
31.49 |
15,643 |
15.46 |
23.90 |
1.43 |
| 88 |
114 |
Amen Bank |
Tunisia |
12/96 |
65,080 |
54.69 |
892,810 |
12.50 |
7,934 |
-54.69 |
12.19 |
0.89 |
| 89 |
93 |
Bank of Sharjah |
UAE |
12/96 |
63,827 |
4.95 |
298,039 |
13.51 |
7,259 |
11.30 |
11.37 |
2.44 |
| 90 |
97 |
United Arab Bank |
UAE |
12/96 |
63,500 |
8.48 |
304,092 |
-2.74 |
6,993 |
23.39 |
11.01 |
2.30 |
| 91 |
95 |
Jordan Islamic Bank for Fin & Inv |
Jordan |
12/96 |
61,753 |
4.30 |
848,970 |
-3.21 |
5,011 |
1.03 |
8.12 |
0.59 |
| 92 |
101 |
Oman Arab Bank |
Oman |
12/96 |
60,252 |
11.52 |
529,599 |
11.66 |
13,506 |
11.99 |
22.42 |
2.55 |
| 93 |
102 |
Qatar Islamic Bank |
Qatar |
12/96 |
59,761 |
12.06 |
833,867 |
7.41 |
14,362 |
293.80 |
24.03 |
1.72 |
| 94 |
105 |
National Société Générale Bank |
Egypt |
12/96 |
58,785 |
21.00 |
912,742 |
7.09 |
15,934 |
17.70 |
27.11 |
1.75 |
| 95 |
99 |
Albaraka Islamic Investment Bank |
Bahrain |
12/96 |
56,785 |
2.77 |
155,638 |
-0.74 |
4,073 |
2.98 |
7.17 |
2.62 |
| 96 |
98 |
Faisal Islamic Bank of Egypt |
Egypt |
6/96 |
55,667 |
0.06 |
1,777,440 |
2.15 |
0 |
n/m |
0.00 |
0.00 |
| 97 |
104 |
Export Development Bank of Egypt |
Egypt |
6/96 |
55,611 |
9.35 |
528,109 |
-9.82 |
9,784 |
2.33 |
17.59 |
1.85 |
| 98 |
103 |
Bank of Oman, Bahrain and Kuwait |
Oman |
12/96 |
55,545 |
4.90 |
387,230 |
1.85 |
6,494 |
18.40 |
11.69 |
1.68 |
| 99 |
116 |
Beirut Riyad Bank |
Lebanon |
12/96 |
51,818 |
294.86 |
534,308 |
38.83 |
3,812 |
145.61 |
7.36 |
0.71 |
| 100 |
121 |
First Gulf Bank |
UAE |
12/96 |
50,824 |
8.05 |
208,748 |
-4.09 |
3,787 |
-115.03 |
7.45 |
1.81 |
Notes
This survey covered the following countries: Algeria, Bahrain, Egypt, Jordan, Kuwait, Lebanon, Libya, Morocco, Oman, Qatar, Saudi Arabia, Tunisia and the United Arab Emirates.
Total capital was defined as tier one capital plus tier two (supplementary capital) where applicable. Total assets are given as reported in banks' financial statements net of contra accounts. Net profit is stated net of tax and before dividend distribution or allocation to reserves. The survey excludes state corporations and development banks (including Islamic Development Bank), responsible for the general promotion of the country's economic growth.
* Dec 1995 total capital. ** Figures are based on the 01/12/96 consolidated balance sheet (and the combined 12/95 net profits) of Jordan National Bank and Business Bank. |