Isbank’s chief executive Hakan Aran sees embedded finance and an innovative approach to bank branches as the future as the Turkish bank looks to rebuild on a better market environment for its 100-year anniversary.

Turkish banks are known across Europe for their advances in digital banking. This is often attributed to a relative lack of legacy IT infrastructure, but it’s also due to early investments in digital banking, as well as factors such as a younger retail base in the home market.