Best bank: RBC
Royal Bank of Canada (RBC) might be dominant in Canada but it is not complacent, as it doubles down on technology investment, with AI becoming an increasingly important value driver.
The bank generated CAD20.4 billion ($14.4 billion) in net income in the year to the end of October 2025 year, with a return on equity of 16.3%. It posted record business performances across personal banking, commercial banking, capital markets and wealth management, including strong fee growth in wealth management, capital markets, and transaction banking.
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