For Emirates Islamic, 2025 saw years of investment in scale, innovation and customer experience crystallise into one of the strongest all-round performances in regional Islamic banking.
The bank delivered record profitability during the year, with net profit rising 19% to AED3.3 billion, supported by strong growth across funded and non-funded income streams. Customer financing increased 26%, while deposits rose 33%, reflecting continued balance-sheet expansion in an increasingly competitive UAE banking market. Importantly, the bank achieved this growth while maintaining strong liquidity, capital ratios and healthy margins, supported by a strategic focus on current account and savings account (CASA) growth.
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