Best bank: Bank of Georgia
Bank of Georgia stood out in 2025 for its significant financial growth alongside strong investment in digital capabilities and product development across retail and business banking.
The bank expanded its balance sheet considerably, with its loan portfolio increasing by 19.7% year-on-year and client deposits by 17.3% in constant currency, while quarterly operating income rose by 16.4%. Profit before one-offs increased by 22.7% year-on-year in the fourth quarter, supported by growth in both net interest income and fees and commissions.
Product development centred on extending the capabilities of the bank’s retail super app, which integrates payments, lending, savings, investments and lifestyle services.
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