Europe’s best cross-border payments provider 2025: PagoNxt Payments

Payment inefficiencies – especially across borders – continue to hold back business growth. When business moves in real time and scale knows no borders, payments should not be a hurdle. Yet many companies are still dealing with slow processes, disparate systems and delays. 

As a paytech built within Santander Group, PagoNxt Payments has developed API-first, cloud-native infrastructure tailored to companies’ real needs. This API-first infrastructure provides full support for Sepa Instant, global FX and smart routing, generating significant improvements in efficiency, automation and reconciliation. 

PagoNxt Payments works with companies across sectors such as automotive, real estate and industrial services where legacy payment systems often create friction, slow down operations and limit financial visibility. 

It is also expanding into new use cases in marketplaces and non-regulated platform environments, continuing to explore ways to simplify payment complexity and support operational efficiency. 

PagoNxt Payments has expanded its global payments network to make cross-border...

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