Africa’s best SME banking ecosystem 2026: Standard Bank

Standard Bank wins Africa’s best ecosystem for SMEs for turning merchant acquiring into an operating platform for small businesses. Its SimplyBLU proposition brings payments, e-commerce, stock control, invoicing, customer management and reporting into one environment, reducing the providers and manual processes that merchants must manage. 

The strongest evidence is how those capabilities are connected. A sale made through a point-of-sale device, QR code, payment link or online store can feed into the same records for settlement, reconciliation, inventory and reporting.  

In 2025, new business on SimplyBLU grew by 24% year-on-year, turnover from new business increased by 19% and merchant attrition declined by 4%. 

SimplyBLU was designed around a specific problem: small merchants often assemble their businesses from disconnected tools.

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