Best bank: HDFC Bank
HDFC Bank demonstrated leadership across every major segment of Indian banking in 2025. It paired one of the country’s largest retail banking businesses with market-leading positions in MSME lending and corporate banking, while maintaining strong profitability, excellent asset quality and a growing national customer base. By the end of 2025, the bank served 100 million customers through a network of 9,616 branches, extending its reach across every segment of the Indian economy.
The foundation of that franchise remains retail banking.
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