Best bank: ČSOB
A year of strong growth, digital enhancement and product expansion made ČSOB’s performance stand out in the Czech Republic in 2025.
Over the review period, the bank delivered strong balance sheet growth across retail and corporate segments, with retail deposits increasing by 3% to CZK730 billion ($34.4 billion) and loans rising by 10% to CZK643 billion. This was complemented by 7% growth in business lending to CZK418 billion, driven by 10% growth in SME loans alongside expansion in corporate, leasing and factoring activities.
Retail banking revenue grew by 29% to CZK1 billion, contributing to wider group income growth and supporting continued investment while maintaining efficiency.
Across business lines, ČSOB combined financial performance with ongoing improvements in customer experience and product offering.
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