Strong growth in housing finance and targeted real estate investments marked NLB Banka’s impact on Montenegro’s property market during the review period.
The bank’s housing loan portfolio rose 18% to €227.9 million, maintaining a 30.8% market share. Newly approved housing loans reached €34.3 million in the first half of 2025, up 48% compared with the same period in 2024. This growth accelerated residential development across Montenegro, enabling more households to access modern housing and driving construction sector momentum.
Corporate financing also delivered measurable impact.
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