It is quite the transformation: from providing traditional shipping loans, asset finance and credit for commodities traders dealing in the CIS countries of the former Soviet Union into a digital, connected, cloud-based banking platform supplying small and medium-sized enterprises in the Netherlands, Germany, Finland, Spain, Ireland and the UK with working capital and secured and unsecured business loans.
The journey of the old Amsterdam Trade Bank (ATB), first established in 1994 as a merchant bank and owned by ABH Holdings as part of the Alfa Bank Group, into a new lender, FIBR – with the same owners, same regulators, but an entirely different business model – highlights the radical change new technology and new leaders can bring to banking.
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