Lessons from the farm in China

Euromoney is a great believer that if you’re going to cover inclusive finance properly, you have to talk to the people who are supposed to be on the receiving end of the inclusion.

In January, this commitment took us into the deep interior of rural China, to Henan province, to meet women farmers who receive a form of microfinance through a scheme run by Beijing-based CreditEase.

We learned a great deal from this trip, about the difference small loans can make to the lives of farmers, about the exceptionally low default rates among borrowers, and about the power of digital methods to connect the city-dwelling wealthy with the rural poor.