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Global equities are displaying all the signs of being in a downturn.
Indeed, in the words of Bank of America Merrill Lynch’s research analysts in December, it’s “a big nasty bear market”.
And in a bear market, who do you want to look after your money? Probably someone who was around in the last one, and certainly someone you can call when things get hairy, which means the boom of recent robo-advisers could well be coming to an end.
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