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| Rajnish Kumar has picked both a good and bad time to take the reins at SBI |
There is no institution in the world quite like State Bank of India (SBI).
A customer base of 420 million individual account holders in one country; an obligation both to deliver strong performance to shareholders and to bank the poor, even when doing so will damage returns.
It is at once an engine of government policy on domestic financial inclusion and a tech-savvy bank active in 36 countries, aiming to make 20% of its book international.
It presents a unique management challenge and there is a new man at the helm.
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