Bankruptcies: Dutch bank failure might benefit Rabo

	President of the Dutch Central Bank Nout Wellink attends a news conference about the troubled DSB Bank in Amsterdam

The bankruptcy of Dutch mortgage lender DSB Bank in October offers a chilling reminder of bank risk to increasingly complacent investors, creditors and depositors. In November, it confirmed that depositors’ money remained frozen and no advances would be provided in anticipation of payouts under the country’s deposit insurance scheme. Other Dutch banks must pay for this and might now regret not finding ways of pressuring the bank to change its ways.