| Western European regional Awards for Excellence | ||
| Austria | Belgium | Cyprus |
| France | Germany | Greece |
| Ireland | Italy | Luxembourg |
| Netherlands | Portugal | Spain |
| Switzerland | United Kingdom | |
 |
Best bank: KBC Best investment bank: Merrill Lynch |
While Fortis has been bulking up across the border and in private banking and asset management thanks to some hearty chunks of ABN Amro, KBC has managed reasonable organic growth at home. The bank’s domestic mortgage book grew 10% and it also succeeded in increasing the net interest income of its Belgian retail business by 10% despite a significant shift out of investment funds into deposits.
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