National Bank of Greece rides the growth wave
Greece is substantially over-banked: with just over 11 million inhabitants – fewer than in the New York City metropolitan area – it has 21 commercial banks and 24 branches of foreign banks, as well as 16 cooperative banks. More significantly, the five largest banks in Greece control 70% of the market, whereas in other similarly sized European countries, such as Austria, Ireland and Portugal, the top three banks routinely have 85% of the market.
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