Farouk Ramzan has joined Lloyds TSB as head of debt origination reporting to Mark Grant, head of DCM. Ramzan was a long-standing member of SG’s debt team where he was head of UK corporate DCM.
For a year Lloyds has been building its wholesale markets operation. It’s not trying to create an investment bank on the model of either of its high-profile UK rivals but rather than continue to sit on its massive book of middle-market corporate loans it is trying to create DCM solutions.
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