Indonesia

Australia I China I Hong Kong I India I Indonesia I Japan I Malaysia I Mongolia I Pakistan I Philippines I Singapore I Taiwan I Thailand This year’s choice for best bank in Indonesia is perhaps not an obvious one. Although Bank Rakyat Indonesia offers a full commercial banking service, it has remained close to its roots and focuses on the less glamorous banking sectors of rural and micro finance. The bank is no less profitable for this, though. In the 2005 fiscal year, BRI, Indonesia’s fourth-largest bank by assets, provided its shareholders with a 34.8% return. That figure is explained by a return on average assets of 3.6% and a cost-income ratio of just 43.3%