This is an edited transcript of the speech by Tan Sri Dato’ Sri Dr Teh Hong Piow delivered at Euromoney’s Asia Awards for Excellence Dinner.

“My journey in banking started 54 years ago, though it seems like only yesterday. I guess you do lose track of time when your journey is both rewarding and enriching. Public Bank was founded in 1966 when I was 36. To some of you present here, 36 might seem old but in my time it was the yuppie age.
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