The hidden gems of European banking
HSH Nordbank: God’s gift to shipping
Saxo bank: Building on a bright idea
A world-wide local business: Rabobank
The world’s internet banker: ING Direct

Perhaps the surest way to beat a rival many times your size is to outsmart him. Having a clever approach to the business has helped Sweden’s SEB to more than hold its own against the industry’s global players in its home region in the cash management business despite its rivals’ important scale advantages.
In the cash management business, where margins are slim on the processing of millions of transactions, scale is one of the most important competitive advantages.
Access this research
Enter your work email address to sign in or check whether your organisation already has access to Euromoney.