| Banks find the cloud’s silver lining | ||
| Methodology | Asia Top 100 (excluding Japan) | North Asia Top 25 |
| ASEAN Top 25 | Sub-continent Top 25 | |
| Oceania | |||||||||||||
| Rank | Pro-forma ranking | Bank | Country | Shareholder equity ($m) | Fiscal period | Moody’s Ratings (as of November 14th, 2004) | Equity growth (%) | Asset growth (%) | Income growth (%) | RoE, period end (%) |
RoA, period end (%) | Loans % Deposits | Tier 1 capital ratio (%) |
| 1 | 1 | National Australia Bank | Australia | 21,661 | 2004 | Aa3/P-1/B | 17.0 | 10.7 | -14.0 | 10.7 | 0.8 | — | 7.3% |
| 2 | 2 | Commonwealth Bank of Australia | Australia | 17,402 | 2004 | Aa3/P-1/B | 16.6 | 19.8 | 32.7 | 10.3 | 0.8 | 128.5% | 7.4% |
| 3 | 4 | Australia & New Zealand Banking Group | Australia | 13,044 | 2004 | Aa3/P-1/B | 39.1 | 41.9 | 28.3 | 15.7 | 1.1 | 129.0% | 6.9% |
| 4 | 3 | Westpac Banking Corp | Australia | 11,874 | 2004 | Aa3/P-1/B | 24.7 | 18.5 | 24.4 | 15.6 | 1.0 | 128.3% | 6.9% |
| 5 | 5 | St.George Bank | Australia | 3,660 | 2004 | A2/P-1/C+ | 23.3 | 19.4 | 24.7 | 15.3 | 1.1 | 123.9% | 7.3% |
| 6 | 6 | Suncorp-Metway | Australia | 3,035 | 2004 | A2/P-1/C+ | 23.5 | 16.9 | 67.5 | 14.2 | 1.4 | 208.4% | 10.0% |
| 7 | 7 | Macquarie Bank | Australia | 2,172 | 2004 | A2/P-1/C+ | 31.4 | 70.8 | 83.1 | 18.4 | 1.2 | 165.4% | 16.2% |
| 8 | 8 | Bank of South Pacific Limited [1] | Papua New Guinea | 591 | 2003 | –/–/– | 0.5 | -12.8 | — | 22.1 | 2.1 | 46.7% | 16.4% |
| 9 | 9 | Bendigo Bank | Australia | 473 | 2004 | –/–/– | 27.1 | 26.6 | 39.9 | 11.8 | 0.7 | 92.4% | 8.4% |
| 10 | 11 | Bank of Queensland | Australia | 425 | 2004 | Baa2/P-2/C- | 73.4 | 49.9 | 56.9 | 10.7 | 0.6 | 99.7% | 7.7% |
| 11 | 10 | Adelaide Bank | Australia | 351 | 2004 | Baa1/P-2/C- | 21.8 | 23.8 | 38.0 | 13.6 | 0.7 | 97.1% | 7.2% |
| 12 | 12 | Banque Socredo | Tahiti | 276 | 2003 | –/–/– | 30.8 | 23.7 | 23.5 | 7.9 | 1.1 | — | — |
| 13 | 14 | Banque Calédoninne d’investisement | New Caledonia | 166 | 2003 | –/–/– | 77.7 | 26.5 | 58.8 | 8.7 | 1.0 | — | — |
| 14 | 13 | AMP Bank | Australia | 118 | 2003 | A3/P-2/D | -39.6 | -45.8 | — | 5.6 | 0.3 | 108.7% | 8.7% |
