| GLOBAL |
| Rank 2005 |
Proforma ranking |
Bank |
Country |
Fiscal period |
Moody’s ratings |
Shareholder equity ($mn) |
Total assets ($mn) |
Net income ($mn) |
RoE, period end (%) |
RoA, period end (%) |
Loans % deposits |
Tier 1 capital ratio (%) |
| 1 |
6 |
JPMorgan Chase |
United States |
2004 |
B+/Aa2/P-1 |
105,653 |
1,157,248 |
4,466 |
4.2 |
0.4 |
133 |
8.70% |
| 2 |
1 |
HSBC Holdings |
United Kingdom |
2004 |
Aa2/P-1/B+ |
99,817 |
1,276,778 |
11,840 |
11.9 |
0.9 |
96.6 |
8.90% |
| 3 |
5 |
Bank of America Corporation |
United States |
2004 |
Aa1/P-1/B |
99,645 |
1,112,035 |
14,143 |
14.2 |
1.3 |
103.8 |
8.10% |
| 4 |
2 |
Citicorp |
United States |
2004 |
Aa1/P-1/A- |
94,678 |
953,604 |
16,907 |
17.9 |
1.8 |
324.9 |
8.70% |
| 5 |
4 |
Royal Bank of Scotland Grp |
United Kingdom |
2004 |
Aa1/P-1/A- |
68,768 |
1,124,108 |
8,693 |
12.6 |
0.8 |
121.2 |
7.00% |
| 6 |
3 |
Groupe Crédit Agricole |
France |
2004 |
Aa2/P-1/B+ |
67,621 |
1,245,213 |
5,415 |
8 |
0.4 |
108.5 |
7.90% |
| 7 |
9 |
Santander |
Spain |
2004 |
Aa3/P-1/B |
65,187 |
785,073 |
4,278 |
6.6 |
0.5 |
114.1 |
7.50% |
| 8 |
7 |
BNP Paribas |
France |
2004 |
Aa2/P-1/B+ |
48,825 |
1,236,062 |
6,369 |
13 |
0.5 |
108.6 |
8.10% |
| 9 |
13 |
Wachovia Corporation |
United States |
2004 |
Aa2/P-1/B+ |
47,317 |
493,324 |
5,214 |
11 |
1.1 |
89 |
8.00% |
| 10 |
8 |
Barclays |
United Kingdom |
2004 |
Aa1/P-1/A- |
47,098 |
1,005,857 |
6,296 |
13.4 |
0.6 |
117.1 |
7.60% |
| 11 |
12 |
Mizuho Financial Grp |
Japan |
2004 |
A1/P-1/D- |
44,990 |
1,324,075 |
3,912 |
8.7 |
0.3 |
98 |
5.80% |
| 12 |
19 |
Mitsubishi Tokyo Financial Grp |
Japan |
2004 |
A1/P-1/D- |
44,654 |
1,024,804 |
5,391 |
12.1 |
0.5 |
70.5 |
7.10% |
| 13 |
14 |
HBOS |
United Kingdom |
2004 |
Aa2/P-1/B+ |
39,563 |
853,255 |
5,890 |
14.9 |
0.7 |
147.1 |
8.10% |
| 14 |
17 |
Sumitomo Mitsui Financial Grp |
Japan |
2004 |
A1/P-1/E+ |
39,070 |
982,508 |
3,176 |
8. | |
