Awards for excellence – Western Europe

BEST BANK
UBS

BEST DEBT HOUSE
Deutsche Bank

BEST EQUITY HOUSE
UBS

BEST M&A HOUSE
Merrill Lynch

BEST AT RISK MANAGEMENT
JPMorgan

BEST AT CASH MANAGEMENT
ABN Amro

BEST AT INVESTOR SERVICES
JPMorgan

BEST SMALLER BANK
Banco Finantia

Retail banking in Europe is about to undergo dramatic change. Since the introduction of the euro, the market has been awaiting major cross-border consolidation. In the past 12 months this has started to materialize.

The largest cross-border retail banking acquisition to date involved Spain’s Santander acquiring UK mortgage bank Abbey in the second half of 2004.